peace of mind

peace of mind

peace of mind



24/7 access to savings and
benefits for the entire family

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Shopping & Dining

Who couldn’t use an extra $100 added to their budget every month? With our Shopping & Dining Mall you’ll get $100 every month to spend towards the hottest name brand products and over 70,000 popular restaurants nationwide such as; TGI Fridays, Ruby Tuesdays, Chili’s, McDonalds, Subway or Dunkin’ Donuts.

All of your unused savings dollars roll over to the next month to ensure that you get to use every one of them! Nothing ever gets lost.

  • Over 300,000 local deals
  • Over 70,000 popular restaurants
  • Over 4,000 shopping options
  • Over 150 Gift Card options

Dental Network

Dental powered by Aetna Dental Access®

To locate a provider, click here.

Smile brighter with big savings at over 226,000* available dental practice locations nationwide. Use your card over and over again to keep your teeth sparkling clean!

  • In most instances, save 15% to 50% per visit**
  • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
  • Need specialty dental care? Save on orthodontics and periodontics, too!
  • Show your card with the Aetna Dental Access® logo and pay the discounted price at checkout

    *As of September 2017. **Actual costs and savings vary by provider, service and geographical area.


Vision Savings

Coast To Coast Vision™

To locate a provider, click here.

Your eyes are the windows to your health. Now you and your family can see better savings at over 20,000 vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, exams and even designer eyewear.

  • 20% to 60% off prescription eyewear including most frames, lenses and specialty items such as tints, coatings and UV protection
  • 10% to 30% off eye exams
  • Participating chains include LensCrafters, Pearle Vision, Visionworks, JCPenney, Target and more
  • Your eye doctor not in our network? The nomination process is a breeze!
  • 10% to 40% off contact lenses through America’s Eyewear mail order service
  • You receive exclusive access to the lowest contact lens prices through America’s Eyewear mail order service
  • 15% to 55% off the average retail cost of eyeglasses and sunglasses through FramesDirect.com
  • 40% to 50% off the national average cost of LASIK surgery.


MD Express

No more missing work and wasting hours sitting at the doctor’s office! With a simple tap, MD Express brings the doctor's office to you! You’ll get unlimited 24/7 access to licensed nurses and board certified physicians for you and your entire family.

Say goodbye to the paperwork, confusing copays and deductibles! It’s fast, convenient and there are no additional out of pocket costs or usage restrictions.

  • Unlimited usage with no waiting period or deductibles.
  • Covers member and immediate family members
  • 24/7 Access via phone or video
  • Prescriptions can be written in most states.

Roadside assistance

With our Roadside Assistance you’ll never have to worry about being stranded again. No matter what type of automotive emergency you may encounter we will immediately dispatch a trained professional to help you with towing, flat tires, fuel delivery, battery jumps and even lock-outs! And we cover every vehicle in your family's household.

  • 24/7 Immediate access
  • Towing, jump starts, fuel delivery, lock-outs, flat tires and more!
  • Covered area includes the USA, Canada and Mexico
  • Covers all the vehicles and drivers in your household

Personal assistant

Do you have too much on your to-do list? Your Personal Assistant is ready to help out, 24/7! You’ll get an immediate response to virtually any request, no matter how large or small. Whether it’s dinner reservations, tickets for sporting events, transportation arrangements or sending flowers. Simply give us the task and leave the details to us.

Stop stressing and start living the relaxing lifestyle that executives, celebrities and professional athletes enjoy,

  • Ticketing for Sporting Events, Theatres and Concerts
  • Transportation Arrangements
  • Golf Tee Times and Reservations
  • Travel Booking Assistance - Air, Cruise, Charters & More

Tax hotline

Receive year-round tax assistance from tax experts such as CPAs and former tax attorneys for both personal and business matters. Consultations are done by phone, and you even have online access to budget calculators, tax tips and tax law changes.

Tax Hotline offers clear explanations of any tax implications for personal and business financial decisions, and even provides free annual state and federal tax returns!

  • Unlimited assistance for any tax matter
  • Free review of last year's tax return
  • Covers personal and business (Sole Proprietors)
  • Free preperation of State and Federal tax returns

legal access plus

Legal Access Plus empowers you to talk to an attorney about any personal or business legal matter. Our attorney network consists of 22,000 legal professionals that will be there to offer advice on matters such as traffic tickets, real estate transactions, lawsuits, contracts, injury law, and more!

We even offer 24 hour emergency services in the event of being jailed or arrested. A free will kit is included along with access to hundreds of state specific legal forms.

  • FREE 60-minute consultations per legal matter
  • 24-hour emergency services
  • Free Will preparation
  • 25% Discount for ongoing legal work

Identity theft protection

If you think you've been a victim of identity theft, one call to a fraud resolution specialist activates your benefits. Upon confirmation, you will be assisted with reporting the specifics to credit bureaus, creditors and authorities.

As a victim, you'll be able to speak to an attorney in our network to assist you with any legal needs and you'll have the peace of mind knowing that you can be reimbursed up to $25,000, backed by AIG. Covers 2 adults in the same household.

  • Up to $25,000 expense and lost wages reimbursement
  • Attorney consultations if needed
  • Emergency Response Kit
  • Credit bureau support specialists


Nobody plans to lose their life or a limb accidentally and no amount of money could ever make up for such a loss. However, providing an extra layer of protection and helping your family cope with a potentially stressful and financially difficult situation is priceless. Safeguarding you and your family from the unexpected is why we call this package Life Essentials. Personal Accident Coverage is something we hope you will never need but if the unexpected should occur, you'll be prepared.

  • $20,000 Accidental death benefit
  • Additional coverage for added peace of mind
  • Covers loss of hands, feet, eyes, speech, hearing and fingers
  • Add a Spouse for only $5/m

10 essential Benefits and Services

Providing Peace of Mind while Saving you thousands
benefits and Services included In Life Essentials Average market cost *
Dental Network $19.99
Vision Savings $12.99
MD Express $29.95
Roadside assistance $19.95
Personal assistant $19.99
Tax hotline $19.95
Legal access plus $19.99
Identity theft protection $19.95
personal accident coverage $12.95
$100 Shopping & Dining $100.00
* Average price point or value of the family benefit as compared in May 2017
Over $275/mo
ONLY $49.97/mo

3 & FREE Program

Refer 3 people to Life Essentials and your Membership is absolutely FREE!


Thank you for creating the Life Essentials App with MD Express! It’s a gift from Heaven! As a single Mom with 2 jobs it was nearly impossible to get to the Doctor’s office when the kids needed medical attention. Now I can call as many times as needed 24/7 with no additional costs and even get prescriptions! You have a lifelong customer! Keep up the good work!"

My Life Essentials App is a life saver. I was on my way to my best friends wedding in my bridesmaid dress when my tire went flat on the freeway. I didn’t even have to get out of my car I just tapped the app and a Roadside Assistance technician was dispatched immediately. They were so fast was still able to get to the wedding on time! Thanks MWR Life, you saved the day!"

Thank you for the Life Essentials App! I had a legal matter so I was able to get a free consultation with an attorney that spoke Spanish! She answered all of my questions and even provided solutions too. The Legal Access Plus has saved my family money and stress. Thank you again."

I have 3 kids, 4 if you count my Husband and a busy career as a Realtor. Trying to coordinate school and the kid’s activities with my work was a chore. I would miss birthdays and special occasions all the time. The Personal Assistant is perfect for me. I can send flowers, make reservations and they even do google searches to find gifts. I seriously could not manage without this app. Thank You so much."

I have 3 sisters and 2 brothers and combined we have 17 kids. It is always someone’s birthday or anniversary so having the extra $100 that the Shopping & Dining Mall provides is so handy. I can go online and order a gift in no time and I never have to waste time shopping around for the lowest price. The Life Essentials App is a breath of fresh air that literally saves our family hundreds of dollars every month through all the benefits. I am telling everyone about it. Thank You! "

I love my Life Essentials App! My daughter chipped her tooth when she fell roller skating. I had a dental plan at work but there is a large family deductible and I couldn’t afford to pay the entire bill at that time. I pulled out the app and was able to find a Dentist right away through the Dental Network that could do an emergency crown and it fit my budget because I saved 50%! Thank you for this amazing app. I use it almost everyday for something!"

Disclosures for Discount Dental, Vision, and Pharmacy Only

Your membership is effective upon receipt of membership materials.

This is NOT insurance nor is it intended to replace insurance. This discount card program contains a 30 day cancellation period. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. For a full list of disclosures, please click here. | Limitations, Exclusions and Exceptions | Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.


Not available to FL, KS, UT, VT or WA residents.

Dental Network

Dental Benefit is not available to VT residents.

The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.